The aged care decision maze (2017-18)

Contemplating residential aged care is extraordinarily complex. There are difficult emotional, physical and financial questions to consider. Typically it comes when the older person is particularly vulnerable, perhaps after a fall or health scare. They might be in hospital or in respite care and the decision to considerformal care needsto be made. Who makes this …

Newcastle financial planning firm earns Australian Unity National Award

Image from Hunter Headline’s article “Newcastle firm receives Australian Unity Award“ The team at KLM Financial Planners*, the financial advising arm of KLM Accountants based in Charlestown, recently won the award for Australian Unity Best Financial Planning in an Accountancy Practice for 2017. The prestigious national award was presented by the CEO of Australian Unity …

How to leave your assets with your family, rather than to chance

Let’s face it: no-one likes to think of death, especially their own. It’s not exactly a great conversation starter, is it? This might explain why so many people end up “dying Intestate” which means they die without a will and, as a consequence, have their assets distributed according to State law. Sadly, the way State …