pensioners transitioning into retirement as changes to superannuation passed

Transition to retirement pensions – back to their true purpose

The changes to superannuation announced in the 2016 Federal Budget have been passed by Parliament. Amongst the changes was legislation which will remove tax concessions for transition to retirement pensions (TTRs) and bring them closer to their purpose of providing income to members as they transition to retirement. The new rules will remove the tax …

5 ways you can invest in property without borrowing in SMSFs

So you already have an SMSF, and now you’d like to invest in some property. Unfortunately, while you have some spare cash to invest, you don’t have enough to buy a property outright. And borrowing really isn’t an option. So there’s nothing you can really do except to keep saving and hope for the best, …