The aged care decision maze (2017-18)

Contemplating residential aged care is extraordinarily complex. There are difficult emotional, physical and financial questions to consider. Typically it comes when the older person is particularly vulnerable, perhaps after a fall or health scare. They might be in hospital or in respite care and the decision to considerformal care needsto be made. Who makes this …

pensioners transitioning into retirement as changes to superannuation passed

Transition to retirement pensions – back to their true purpose

The changes to superannuation announced in the 2016 Federal Budget have been passed by Parliament. Amongst the changes was legislation which will remove tax concessions for transition to retirement pensions (TTRs) and bring them closer to their purpose of providing income to members as they transition to retirement. The new rules will remove the tax …